166 High Street, Westerly, RI, 02891 | $765,000

FIRST SHOWINGS AT OPEN HOUSE THURSDAY 5/21, 4: 30PM-5: 30PM. Not your typical 3 family. . . this striking Sears Alhambra home showcases distinctive architecture rarely found in today's market w/ incredible curb appeal, stucco exterior, arched parapets, inviting front porch & terrace spaces that set it apart from the ordinary. Ideal for owner-occupants or investors seeking character, flexibility & an in-town location. The spacious first-floor apartment is loaded w/ timeless character including stunning dark wood trim, hardwood floors, abundant natural light & generous living space. Enter through a beautiful solarium leading to a living room w/ brick fireplace for cozy New England nights, formal dining room w/ built-ins & a kitchen designed for entertaining w/ stainless steel appliances & access from both dining & living rooms. This unit also offers 2 bedrooms, 2 full baths including one w/ in-unit laundry & access to porch/terrace space. Prior to heading upstairs is a tucked-away room perfect for a home office or other possibilities complete w/ bathroom. Vintage charm continues throughout both upper apartments. Detached 3-car garage offers space for 4 vehicles plus a garden/storage room, large workshop area & attic storage. Separate utilities, city water, city sewer, city gas, shared laundry for upper apartments & brand new roof. Conveniently located within walking distance to downtown Westerly's restaurants, shops, United Theater & close to beaches, CT border & I-95.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 4 full
  • Units: 3
  • Laundry: Common Area,In Unit
  • Year Built: 1919
  • Garage: 4-car Detached,Garage
  • Heating: Gas,Hot Water,Steam
  • Cooling: None
  • Basement: Full,Unfinished
  • Acreage: 0.28
  • Est. Taxes: $4,891
  • Appliances: Dryer,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1412262
  • Website: https://www.raveis.com
    /prop/1412262/166highstreet_westerly_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Schilke Realty   Phone: 401-637-4040

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

166 High Street, Westerly, RI, 02891

$765,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $612,000 $612,000 $612,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $408 $408 $408
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,768 $3,919 $5,123
Total Monthly Payment $4,268 $4,419 $5,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.