316 Mystical Way, Saint Augustine, FL, 32080 | $475,000

316 Mystical Way offers one of the best value opportunities currently on Anastasia Island, combining a functional layout, strong location, and the kind of lifestyle buyers are actively searching for. Tucked away on a quiet dead end street, this property provides a level of privacy that is hard to find while still being just minutes from the beach, local restaurants, shopping, and everything that makes island living so desirable. With just under 1, 800 square feet of well utilized space, the home features three bedrooms, two full bathrooms, and a spacious two car garage, making it an ideal fit for a first time home buyer, someone looking to downsize without sacrificing comfort, or a buyer seeking a second home or vacation rental opportunity. Inside, high ceilings immediately create a sense of volume and openness, while the layout flows naturally between the kitchen, dining, and living areas, offering a clean and connected living space that works just as well for everyday living as it does for entertaining. The split floor plan adds another layer of functionality, with the primary suite positioned on its own side of the home for privacy, while the two guest bedrooms and full bathroom are set apart on the opposite wing. The result is a layout that feels intentional, practical, and easy to live in. With no HOA and a location that keeps you close to the best of Anastasia Island while still offering a quiet neighborhood setting, this property delivers on the balance of convenience and lifestyle. Whether you are looking for a primary residence, a second home, or a flexible investment, 316 Mystical Way stands out as a smart and well positioned opportunity in today’s market

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75x118
  • Style: Single Family Home
  • Year Built: 1998
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,794
  • Acreage: 0.2
  • Lot Size: 75x118
  • Est. Taxes: $6,073
  • Lot Desc: Cul-de-Sac
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 2144221
  • Days on Market: 45 days
  • Website: https://www.raveis.com
    /prop/2144221/316mysticalway_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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316 Mystical Way, Saint Augustine, FL, 32080

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $506 $506 $506
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,276 $2,399 $3,156
Total Monthly Payment $2,857 $2,980 $3,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.