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Welcome to 188 Pond View Lane, a beautifully updated 2 bedroom, 2. 5 bathroom townhouse located in the Hidden Ponds community in Smithtown. Tucked within this private and well maintained townhouse community, this home offers an open and airy layout with soaring ceilings, abundant natural light, and stylish updates throughout. Enter into a spacious main level featuring updated flooring, recessed lighting, and a dramatic living room with vaulted ceilings and a stunning stone electric fireplace that serves as the centerpiece of the home. Oversized sliding glass doors with built in micro blinds lead to the expansive rear deck, creating seamless indoor and outdoor living. The renovated kitchen was redesigned approximately 8 years ago and showcases custom cabinetry, updated countertops, stainless steel appliances, tiled backsplash, under cabinet lighting, and a bright breakfast area. The formal dining area overlooks the main living space, making the layout ideal for entertaining. A beautifully updated powder room completes the first floor. The second level offers generously sized bedrooms, including a spacious primary suite with oversized closets and a large ensuite bathroom featuring double sinks, soaking tub, skylight, and separate shower. Additional updated bathrooms provide modern finishes and functionality throughout the home. Additional improvements include upgraded 200 amp electric service, replaced outlets and switches, Tristate windows approximately 8 years old, rear lower windows and slider with built in micro blinds, attic fan approximately 4 years old, central air conditioning approximately 12 years old, washer and dryer approximately 6 years old, rear roof and skylights approximately 2 years old, rear deck approximately 8 years old, and front patio and driveway approximately 7 years old. Enjoy the Hidden Ponds lifestyle with beautifully maintained grounds and community amenities that may include clubhouse, pool, tennis courts, and recreational areas. HOA dues are $381 per month. Taxes are $12, 561. Conveniently located near shopping, dining, parks, and transportation.
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Our Executive Mortgage Banker:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,047 | $1,047 | $1,047 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,734 | $4,882 |
| Total Monthly Payment | $4,730 | $4,873 | $6,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.