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Spacious ranch-style single-family home built in 1970 offering over 1900 square feet of living space. Features five bedrooms and three full bathrooms. Includes two kitchens providing potential for a legal mother-daughter or multi-generational setup with proper permits and approvals. All flooring throughout the home is brand new. Additional features include a full basement, attached 2 car garage, hot water steam heating, and composition exterior. Situated on a 0. 23-acre lot (approx. 10, 019 sq ft). Public water and private cesspool sewer system. Located in the Kings Park School District in the Town of Smithtown with convenient access to local schools, parks, beaches, and shopping. Property information deemed reliable but not guaranteed. Buyers and buyers’ agents to verify all information. ****************UPDATE 5/25/2026************** It has just been discovered that there is the components of a central air condition system such as the ducts and the vents and handler in the attic but the full system is incomplete and not currently functioning. There are wall units installed throughout the house as well.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,180 | $1,180 | $1,180 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,443 | $3,531 | $4,644 |
| Total Monthly Payment | $4,715 | $4,803 | $5,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.