This Charming & Lovely 3Br Colonial Is Located In The Sachem School District. Hardwood Flooring & Ceramic Tile Throughout! The Main Floor Features - A Huge Chef's Eat In Kitchen With Granite Counter & Backsplash, Large Center Island With Bar Seating, Stainless Appliances (2Yr Old Fridge, 5Yr Old Dishwasher, 8Yr Old Stove), Plenty Of Cabinets, & Hi-Hats; A Large Dining Rm Off The Kitchen With Slider Leading To Trex Deck & Yard - Great For Entertaining; A Spacious Living Rm With Crown Molding & Gray Wash Accent Wall; A Cozy Den Or Home Office With Wainscotting, Crown Molding, & Ceiling Fan; A Half Bath With Pedestal Sink & Wainscotting; A Nice Size Laundry Rm/Pantry Area With 1Yr Old Washer/Dryer & Double Closet With Shelving/Organizers. The Upper Floor Features - A Spacious Primary Bedrm With Dressing Area & Walk-In Closet; A 2nd Bedrm With Double Closet; A 3rd Bedrm With Crown Molding & Double Closet; An Upper Hall With Computer Nook Area; A Full Bath With Large Quartz Vanity, Tiled Shower/Tub Combo, & Hi-Hats. This Home Also Features A Full Basement Which Can Be Finished For Additional Living Space! Outside, Enjoy Morning Coffee On Your Front Porch With Pillar Columns. The Backyard Is Fully Fenced In Vinyl & Includes A Large Trex Deck With Vinyl Rails & Shed. Other Amenities Include: Andersen Windows Throughout, Plantation Blinds, Partial Attic With Access In Garage, Peerless Burner, Paver Driveway, & IG Sprinklers. Conveniently Located Near Major Highways, Shopping, Dining, Airport, & The LIRR.
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Our Executive Mortgage Banker:
$679,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,999 | $543,999 | $543,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $885 | $885 | $885 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,258 | $3,394 | $4,481 |
| Total Monthly Payment | $4,235 | $4,371 | $5,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.