1 Harvest Circle, Warwick, NY, 10990 | $689,900

NEW UPDATES! Seller installed new Luxury Vinyl planking throughout . . . come check out the new look! Set on a picturesque property in the Town of Warwick, this inviting 4-bedroom, 3-bath home offers space, character, and thoughtful updates throughout. The heart of the home is the beautifully renovated, large eat-in kitchen, featuring generous cabinetry, a pantry, a large kitchen island, modern finishes, and a seamless flow into the dining and living areas—perfect for everyday living and entertaining. All bathrooms have been tastefully updated, offering a clean, timeless feel. And this custom built home offers a flexible setup that could also work for a multi-generational living situation. The primary suite includes a bathroom, walk-in closet and a truly unique surprise: a hidden room tucked discreetly behind a built-in bookcase—ideal for a private office, reading retreat, hobby room, or secure storage. It’s a feature that sets this home apart and sparks the imagination. The lower level features 2 additional bedrooms, a full bath, an additional flex space, the laundry room, utility/storage room and access to the 2nd Garage with a one car bay and large additional space for a workshop or additional recreational type vehicles. Car enthusiasts and outdoor hobbyists will appreciate the rare two heated garage setup. A 2 car garage offers direct access into the kitchen for everyday convenience, while the second one car garage—located at the rear of the home—leads directly into the lower level, providing flexibility for additional parking and workshop space, recreational gear, or additional storage. Outside, the property offers a peaceful setting on a large flat lot with room to relax, garden, or enjoy the surrounding natural beauty that Warwick is known for. This home has plenty to offer and has been updated inside and out with a new roof, siding, and windows. The big expenses are all taken care of. With its combination of modern updates, functional layout, and standout features, this home offers something truly special for today’s buyer.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Exp Ranch, Hi Ranch, Raised Ranch, Ranch
  • Year Built: 1985
  • Garage: 3-car
  • Heating: Oil
  • Cooling: Attic Fan, Wall/Window Unit(s)
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,482
  • Acreage: 1.56
  • Est. Taxes: $9,506
  • View: Mountain(s), Open, Panoramic, Trees/Woods
  • Elem. School: Park Avenue Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 1002050
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/1002050/1harvestcircle_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Ginny GuimondLuxury Properties Specialist

774.238.0027

Ginny.Guimond@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 Harvest Circle, Warwick, NY, 10990

$689,900

Ginny Guimond

Luxury Properties Specialist

William Raveis Real Estate

Phone: 774.238.0027

Ginny.Guimond@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,920 $551,920 $551,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $792 $792 $792
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,305 $3,485 $4,583
Total Monthly Payment $4,189 $4,369 $5,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.