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Nestled in the heart of the highly sought-after Laurel Beach Association, this charming coastal home offers a premier opportunity to live the ultimate seaside lifestyle. Notably positioned on a high-elevation lot, this residence provides lovely neighborhood views and the absolute peace of mind of being located completely outside of the flood zone-all just a short stroll or golf cart ride from private beach access. The home has been beautifully modernized over the past few years, offering a thoughtful layout, all-new central air for year-round comfort, and two brand-new bathrooms-one featuring an infrared therapy sauna. Designed to maximize outdoor living, the exterior boasts a brand-new roof, siding, gutters, and professional landscaping. Entertainment options abound with a beautiful backyard patio and a stunning screened-in porch with a built-in fireplace, perfect for every New England season. Best of all, the large field and seasonal marsh views off the back porch will forever remain unobstructed, as the land behind is deeded to never be built on. This vibrant golf-cart community is famous for its active adult social scene and a jam-packed calendar of events, offering something special for everyone; most notably featuring live music and fireworks on the beach. Seamlessly blending modern wellness, premium upgrades, and a classic beach feel, this move-in-ready retreat is ready for you to make your dream home a reality.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $770 | $770 | $770 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,447 | $4,822 | $6,609 |
| Total Monthly Payment | $5,309 | $5,684 | $7,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.