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Tucked away near the end of a quiet dead-end road in sought-after Bedford, this charming chalet-style home sits right on the shores of Sebbins Pond, offering the kind of waterfront lifestyle that rarely comes to market at this price point. With approximately 0. 4 acres of land gently sloping down to the water's edge, the lot itself tells the story: morning mist off the pond, evenings on the water, and a backyard that leads straight to it all. Soaring vaulted ceilings and dramatic oversized windows frame sweeping views of the pond, flooding the living space with natural light and keeping the water in sight no matter the season. On a cold New Hampshire evening, the wood stove anchors the living area with warmth and ambiance that no gas fireplace can replicate (the perfect complement to the chalet's alpine character). The architecture gives this home a rich, distinctive personality that thoughtful updating will only enhance. The first floor features a primary bedroom and full bath, offering single-level convenience alongside the home's open, airy feel. Two additional bedrooms provide room for family, guests, or a home office. The home is ready for a buyer with vision. Updates are needed inside and out, but the opportunity is real! Waterfront properties on Sebbins Pond don't come along often, and the bones, the setting, and the lot make this one worth a close look. Bring your contractor and your imagination.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $744 | $744 | $744 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,430 | $2,526 | $3,322 |
| Total Monthly Payment | $3,266 | $3,362 | $4,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.