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Step into this charming dormered Cape nestled on a quiet street in one of Vernon's most desirable neighborhoods. Warm hardwood flooring carries throughout the home, while the open floor plan creates an inviting and connected living space ideal for both everyday living and entertaining. The main level features a bright and spacious living area that flows seamlessly into the kitchen and dining space. The open kitchen and dining area is anchored by a large center island and a fireplace with pellet stove, creating a warm and inviting gathering space at the heart of the home. A first-floor bedroom offers flexibility for guests, office space, or convenient single-level living, while the beautifully remodeled full bathroom adds modern style and function. Upstairs, you'll find a generously sized front-to-back primary bedroom complete with two closets and abundant natural light. A second remodeled full bathroom serves the upper level, along with an additional 2 bedrooms offering comfortable space and versatility. Outside, enjoy a spacious level yard that is lightly wooded creating a peaceful backdrop. The large deck provides the perfect setting for relaxing, entertaining, or enjoying quiet evenings outdoors. A well-maintained home offering classic Cape charm, thoughtful updates, and a wonderful neighborhood setting while also being close to shopping and highways. Over the years many updates have been done: 2008 Kitchen Remodel 2009 Windows 2014 Pellet Stove 2016 Deck 2017 Well Pump 2017 Radon Bubbler 2020 Dryer 2022 Roof 2023 Dishwasher 2025 Microwave 2026 Oil Tank
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Upper | |
| Dining Room | Pellet Stove,Hardwood Floor | Main |
| Kitchen | Breakfast Bar | Main |
| Living Room | Ceiling Fan,Hardwood Floor | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $398 | $398 | $398 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,527 | $1,588 | $2,076 |
| Total Monthly Payment | $2,000 | $2,061 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.