148 Esopus Creek Road, Saugerties, NY, 12477 | $425,000

Welcome to this fully renovated Craftsman-style cottage located in one of Saugerties' most sought-after locations. Nestled on a quarter-acre lot along the scenic Esopus Creek, this 3-bedroom, 1. 5-bath home offers the perfect blend of charm, modern upgrades, and Hudson Valley lifestyle.

Completely updated from top to bottom, the property features a brand-new drilled well, new septic system and leach field, new roof, new appliances, updated utilities, and new mini-splits for air conditioning for year-round comfort and peace of mind.

Thoughtfully designed with timeless Craftsman character, the approximately 1, 200-square-foot interior creates a warm and inviting atmosphere ideal for both full-time living and weekend escapes.

Enjoy deeded creek rights and nearby water access while taking in the beauty of one of the area's most desirable waterfront corridors, with the street itself running alongside the Esopus Creek and offering beautiful water views throughout the neighborhood.

Whether you are searching for the perfect vacation retreat, full-time residence, or investment opportunity, this property checks every box. Its prime location and strong appeal also make it an excellent short-term rental opportunity with impressive income potential.

Minutes from the vibrant Village of Saugerties, hiking trails, skiing, restaurants, and everything the Hudson Valley has to offer.

Features

  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Closet, Electric Dryer Hookup, Inside, Lower Level, Laundry Room, Main Level, In Unit, Washer Hookup
  • Style: Cottage
  • Year Built: 1953
  • Garage: 1-car Detached
  • Heating: Baseboard, Ductless, Propane, Propane Stove
  • Cooling: Ceiling Fan(s), Ductless, Wall Unit(s)
  • Acreage: 0.23
  • Est. Taxes: $7,864
  • Lot Desc: Back Yard, Few Trees, Front Yard, Level, Many Trees
  • View: Neighborhood
  • School District: Saugerties
  • Appliances: Dishwasher, Electric Oven, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, Electric Water Heater, Free-Standing Electric Oven, Free-Standing Electric Range, Oven, Refrigerator, Range Hood, Vented Exhaust Fan, Water Heater, Water Purifier, Water Purifier Owned
  • MLS#: 20262532
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/20262532/148esopuscreekroad_saugerties_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Keller Williams Realty HV Nort

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Customer Service

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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148 Esopus Creek Road, Saugerties, NY, 12477

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $655 $655 $655
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,036 $2,121 $2,801
Total Monthly Payment $2,766 $2,851 $3,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.