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Welcome to waterfront living in Leisure Beach, a charming coastal community where the mailman still delivers mail right to your front door, neighbors wave as they pass by, and waterfront living still comes with freedom. No HOA. No CDD. Just direct Gulf access, salty breezes, and the laid-back Florida lifestyle people dream about.
This beautifully updated 2 bedroom, 2 bathroom home offers spectacular west-facing sunset views, a floating dock for fishing or boating, and a screened pool perfect for relaxing while watching dolphins, manatees, and beautiful coastal birds pass by.
Major improvements provide peace of mind, including hurricane impact windows and a reinforced seawall completed in May 2026 by Magic Poly Solutions. The seawall reinforcement is designed to add an estimated 10–15 years of additional life to the seawall and includes a transferable 5-year warranty. The home also comes with a transferable flood insurance policy currently $3, 734 per year. All work was permitted and passed county inspections.
Inside, the home features updated flooring, a modern kitchen with granite countertops and stainless steel appliances, updated bathrooms, spacious bedrooms, and multiple living areas including a large Florida room and oversized den/flex space that makes the home feel much larger than it appears from the outside.
Additional updates include a 2025 HVAC system, 2016 roof, updated soffits, and pool equipment. Direct Gulf access allows you to enjoy boating, fishing, island hopping, waterfront dining, and unforgettable sunsets without long boat rides to open water. Whether you are looking for a full-time residence, seasonal retreat, or investment opportunity, this home captures the best of Florida waterfront living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $383 | $383 | $383 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,891 | $1,965 | $2,584 |
| Total Monthly Payment | $2,349 | $2,423 | $3,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.