1801 14TH STREET W, Palmetto, FL, 34221 | $359,900

Under contract-accepting backup offers. Welcome to this beautifully maintained 2-bedroom, 2-bath home nestled on an oversized corner lot in the heart of Palmetto! NOT IN A FLOOD ZONE! Built in 1999, this charming residence offers a spacious split floor plan with over 1, 250 square feet of comfortable living space and a 2-car garage. Step inside to soaring cathedral ceilings, luxury vinyl flooring, and an open-concept layout perfect for both relaxing and entertaining.

The kitchen features stainless steel appliances, ample counter space, and overlooks the dining area and screened lanai through elegant French doors, creating seamless indoor-outdoor living. The private primary suite offers a large walk-in closet and an updated en-suite bathroom with a walk-in tiled shower, while the second bedroom also includes generous closet space and access to a full updated bath.

Enjoy Florida living year-round in the oversized screened lanai and expansive fenced backyard with mature landscaping and private access to the nearby city park. Major updates include a newer roof (2020), A/C system (2021), double-pane windows, and updated flooring throughout.

Conveniently located close to shopping, dining, the Manatee River, and some of Florida’s most beautiful Gulf beaches — with NO HOA! This move-in ready home is the perfect blend of comfort, privacy, and location. Don’t miss your opportunity to make it yours!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1999
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,255
  • Acreage: 0.27
  • Est. Taxes: $4,708
  • Appliances: Convection Oven, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8510052
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/TB8510052/180114thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 1:21:42 AM)
Listing courtesy of BOARDWALK REALTY ASSOCIATES, LLC   Phone: 800-567-0535

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1801 14TH STREET W, Palmetto, FL, 34221

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $392 $392 $392
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,818 $2,372
Total Monthly Payment $2,191 $2,285 $2,839

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.