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A fantastic opportunity to own a spacious split-level in the heart of Hartsdale, set within the exceptional Ardsley School District. Sited on a rare 0. 30-acre lot with 2, 170 sq ft of living space, this warm, bright, character-filled home offers tremendous upside for a buyer looking to put their own stamp on a well-sized Westchester property. Enjoy Town of Greenburgh membership eligibility with recreational pool and tennis available within walking distance—an incredible lifestyle perk. Newly refinished hardwood floors, classic moldings, and sun-filled interiors create an inviting, move-in ready feel from the moment you enter. The split-level layout truly shines—thoughtfully arranged across multiple levels, the flexible floor plan lives like a 5-bedroom home, with generously sized rooms, a dedicated family room, and a fireplace that anchors the living area with warmth and charm. The lower level, with its own private entrance, offers endless possibilities: a true home office, in-law suite, or guest retreat with complete separation and privacy from the main living areas. A full basement adds an additional 725 sq ft—ideal for a recreation room, storage, or workshop. Outside, the property stands out. A spacious deck, large backyard, and generous side yard provide an uncommon amount of usable outdoor space—perfect for entertaining, play, gardening, future expansion, or simply enjoying a peaceful, private setting. Tucked on a quiet street, this kind of outdoor space is increasingly rare in Westchester. Conveniently located near the high school, parks, shopping, and Metro-North for a seamless commute to Grand Central Terminal. A rare opportunity to own a versatile, spacious home with the layout, character, outdoor space, and walkable Greenburgh pool and tennis amenities that today’s buyers are seeking—at a price point that makes it all possible.
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Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $2,160 | $2,160 | $2,160 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,370 | $6,069 |
| Total Monthly Payment | $6,336 | $6,622 | $8,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.