New York (East Village), NY, 10009 | $485,000
All showings and open houses are by appointment only.
Please contact me directly to schedule a private viewing.
Welcome to Residence 1A (second floor) at 185 East 2nd Street, a bright loft-feel open studio set within a well-maintained and financially stable HDFC cooperative in the heart of the East Village.
With low monthly maintenance of just $556, this home offers an excellent opportunity for qualified buyers seeking outstanding value in a prime downtown location.
The open floor plan allows for a flexible living, dining, and sleeping layout—ideal for a modern, loft-style lifestyle. The newly updated kitchen features ample cabinet storage, while oversized windows provide abundant natural light and tranquil views of a picturesque, tree-lined street. Multiple closets offer excellent storage throughout the home.
Perfectly positioned in vibrant neighborhoods, the building is close to major transportation options including the F train at 2nd Avenue, J/Z/M/F trains at Essex Street, M21 and M14A crosstown buses, and convenient Citi Bike stations nearby. Enjoy easy access to Tompkins Square Park, East River Park, Essex Crossing, and the East Village’s renowned array of restaurants, cafés, bars, and art galleries.
Building features:
Well-run HDFC co-op
Up to 80% financing permitted
HDFC income restrictions apply (165% AMI):
1 occupant: up to $187, 110
2 occupants: up to $213, 840
3 occupants: up to $240, 570
A rare opportunity to own a loft-style open studio in the trendy East Village.
Features
- Town: New York
- Cooling: Window Unit(s)
- Levels: 6
- Rooms: 2
- Baths: 1 full
- Laundry: See Remarks
- Year Built: 1920
- Common Charge: $556 Monthly
- Approx Sq. Feet: 0
- Pet Policy: Building Yes,Yes
- MLS#: RLS20092287
- Days on Market: 46 days
- Website: https://www.raveis.com
/prop/RLS20092287/185e2ndstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Relo Redac Inc Phone: (212) 355-0011
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
New York (East Village), NY, 10009
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,389 | $2,484 | $3,248 |
| Total Monthly Payment | $2,464 | $2,559 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535