46 Fort Putnam Street, Highland Falls, NY, 10928 | $439,000

Come be part of a cozy and charming community on a quiet dead-end street. This classic old-school Colonial offers warmth, comfort, and timeless character with hardwood floors throughout and nothing to do but move in—unless you'd like to add your own paint colors. Enjoy the enclosed front porch, perfect for a sitting area, small home office, or extra storage. Inside, the home features a formal dining room conveniently located between the kitchen and living room, making it ideal for gatherings and entertaining. Step outside to a fully fenced backyard, offering privacy and comfort for relaxing, hosting, or enjoying outdoor activities. Recent updates include: • New kitchen (2017) • Combi heat/hot water system (2020) • Electrical upgrade with 200-amp service (2016) • New roof on the kitchen and garage (2019) Too many updates to include. Automatic garage door opener. Above ground pool. Fire pit area with new pavers and new trees. Location is everything—this home is within walking distance to the Village and its shops, restaurants, and amenities. It’s also just 5 minutes to the gates of the United States Military Academy at West Point, 1 mile from Bear Mountain State Park, and only a 10-minute drive to the Garrison and Peekskill Metro-North train stations for an easy commute to NYC. With great indoor and outdoor spaces, this home is truly made for living, entertaining, and creating lasting memories. Basic Star would give you $584. 00 discount or if Enhanced star would give you $1677. 00 discount.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1895
  • Garage: 1-car
  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 1,206
  • Acreage: 0.1
  • Est. Taxes: $8,120
  • Elem. School: Fort Montgomery Elementary School
  • Middle School: Highland Falls Intermediate School
  • High School: James I O'Neill High School
  • School District: Highland Falls
  • Pool: Yes
  • Appliances: Dryer, Gas Cooktop, Gas Oven, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, Indirect Water Heater
  • MLS#: 1001925
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/1001925/46fortputnamstreet_highlandfalls_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of IBNA Real Estate Group   Phone: 845-639-9800

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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46 Fort Putnam Street, Highland Falls, NY, 10928

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,077 $2,191 $2,893
Total Monthly Payment $2,829 $2,943 $3,645

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.