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Adorable brick one story in beautiful rural setting just 30 minutes to Historic Downtown Summerville. Open flowing floor plan offers vaulted smooth ceilings with decorative wood beams, crown molding & chair rail trim plus tons of natural light! Spacious island kitchen boasts an abundance of cabinets, great work space and stainless steel appliances including gas range, double ovens, built-in microwave, dishwasher & side by side refrigerator. Raised wood deck extends your living space outdoors & is perfect for backyard barbecues with gas grill & propane tank in place! Two detached buildings with electricity offer built-in shelving plus double doors for equipment storage! Home also features a whole house generator, 2 car carport with EV port, metal roof, upgraded windows, & so much more!Large 11. 5' x 32' workshop with covered front porch offers overhead fluorescent lighting, walls of shelving & double doors at rear of building for easy equipment access. Smaller detached building boasts double door entrance, overhead lighting, built-in shelving and loft storage on both sides. Generac whole house generator is in place with annual service plan . Crawlspace has been encapsulated with dehumidifier in place All new windows installed approximately 2015 New metal roof installed 2014 HVAC system under annual service plan with twice yearly servicing Mount Valley Foundation work completed in crawlspace with transferable warranty Gas grill conveys with home and is hard-piped to propane tank. Propane tank provided through Suburban. Water filtration system in place Septic located at rear of home with new drain fields installed approximately 3 years ago. Well is located at the front left corner of the lot.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,625 | $1,712 | $2,209 |
| Total Monthly Payment | $1,700 | $1,787 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.