418 Bay 6th Street, West Islip, NY, 11795 | $839,000

Nestled among the coveted Bay Streets in desirable West Islip, this beautifully renovated transitional coastal ranch offers the perfect blend of warmth, charm, and modern living. Set on a quiet dead-end street, the home welcomes you with an open, light-filled layout and meticulous attention to every detail. Step inside to a dramatic cathedral-ceilinged open kitchen that feels straight out of Better Homes & Gardens. A massive center island with abundant storage and seating anchors the space, complemented by crisp white shaker cabinets, elegant granite counters, stainless steel appliances, and high-end finishes. The kitchen and dining area boast luxurious radiant floor heating for year-round comfort. This space flows seamlessly into a large dining area—ideal for entertaining—and an expansive living room featuring a cozy wood-burning fireplace. The home offers four generous bedrooms, two and a half bathrooms including a spacious primary suite with its own full bath. Outside, the meticulously landscaped backyard is an entertainer’s dream, featuring a paver patio with a generous sitting area and charming pergola—perfect for relaxing or hosting summer gatherings. Recent major updates include new siding, roof, and a wall-hung Navien Combi-Boiler (all replaced just 3 years ago), giving you peace of mind and low maintenance for years to come. This home is also located in the sought-after Babylon Beach Estates community, offering the optional opportunity to join the Association for access to private waterfront amenities, beach privileges, use of the clubhouse, docking opportunities and a tight-knit coastal community lifestyle. This move-in-ready coastal charmer combines timeless appeal with modern comforts in one of West Islip’s most sought-after neighborhoods. Don’t miss your opportunity to call this Bay Street beauty home!

Features

  • Amenities: Clubhouse, Gated, Playground
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1934
  • Heating: Baseboard, Radiant, Radiant Floor
  • Cooling: Central Air, Ductwork
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,946
  • Acreage: 0.19
  • Est. Taxes: $14,251
  • Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Near School, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Paul J Bellew Elementary School
  • Middle School: Beach Street Middle School
  • High School: West Islip Senior High School
  • School District: West Islip
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: 1001354
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/1001354/418bay6thstreet_westislip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Jones Hollow Realty Group Inc   Phone: 631-650-3977

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

418 Bay 6th Street, West Islip, NY, 11795

$839,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $671,200 $671,200 $671,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,188 $1,188 $1,188
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,759 $4,078 $5,619
Total Monthly Payment $5,039 $5,358 $6,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.