129 Mill Street, Wallkill, NY, 12589 | $348,000
This beautifully maintained 2-bedroom, 1-bath gem in the heart of Wallkill offers the perfect blend of comfort, privacy, and future potential, set on 2 full acres of flat, usable land. Inside, you’ll find warm renovated hardwood floors, an updated electrical panel, and thoughtful maintenance throughout that gives buyers true peace of mind. The home is also equipped with a water purification system, energy-efficient electric mini-split units for cooling, and a roof that’s only 4 years young, making it truly move-in ready. Whether you’re a first-time buyer or looking to downsize without sacrificing outdoor space, this home checks all the boxes. The expansive yard is ideal for entertaining, gardening, or even future expansion, giving you room to grow and make it your own. Safety and convenience are key, with a full security system including cameras and recorded video so you can feel at ease whether you're home or away. Location is everything, and this home delivers. Situated within the desirable Wallkill School District and just minutes from local shopping, dining, and everyday essentials, you’ll enjoy both accessibility and tranquility. For those commuting from the city or seeking an escape from the hustle, this property offers the perfect opportunity to enjoy a quieter, more relaxed lifestyle without being too far from it all. Priced right and ready to sell. This one won’t last long. Schedule your showing today! 3D Floor plan: https: //visithome. ai/VU22BLbAUy36uBT3LeBckE
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement
- Style: Other
- Year Built: 1935
- Heating: Electric
- Cooling: Electric
- Basement: Partially Finished
- Approx Sq. Feet: 986
- Acreage: 2
- Est. Taxes: $3,695
- Elem. School: Leptondale Elementary School
- Middle School: John G Borden Middle School
- High School: Wallkill Senior High School
- School District: Wallkill
- Appliances: Dishwasher, Dryer, Freezer, Gas Cooktop, Gas Oven, Refrigerator, Washer, Water Purifier Owned
- MLS#: 985366
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/985366/129millstreet_wallkill_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
129 Mill Street, Wallkill, NY, 12589
$348,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $278,400 | $278,400 | $278,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,667 | $1,758 | $2,293 |
| Total Monthly Payment | $2,050 | $2,141 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535