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One or more photo(s) has been virtually staged. Discover Paradise in Madeira Beach: Fully Renovated GROUND FLOOR Condo with Gulf Vibes and Investment Potential! Madeira Beach Yacht Club offers 7 DAY RENTALS. Welcome to your slice of Florida bliss in this stunning, completely renovated ground floor condo in the heart of Madeira Beach. Meticulously updated in 2026 with modern finishes and thoughtful design, this 2BR/2BA (master en-suite) gem offers the perfect blend of coastal luxury and everyday convenience—ideal for full-time residents, snowbirds, or savvy investors seeking strong rental income from vacationers drawn to the area's pristine beaches and vibrant scene. Step inside to an open-concept living area that flows seamlessly for effortless entertaining or relaxed family time. The spacious layout features a bright, airy great room with laminate flooring, ceiling fan, 5" baseboard and with the guest bathroom, featuring QUARTZ COUNTERTOPS and bedrooms tucked off a private hallway for optimal privacy and peace. The heart of the home is a large, gourmet kitchen boasting BRAND NEW QUARTZ COUNTERTOPS with ample space, SHAKER CABINETS, BRAND NEW STAINLESS STEEL APPLIANCES, and storage that's perfect for whipping up beachside feasts or hosting guests. Unwind in style with not one, but TWO LARGE SCREENED IN LANAI'S, one being a FLORIDA ROOM, each featuring ceiling fans—your personal oasis for savoring morning coffee, evening sunsets, or al fresco dining without the bugs. In 2026, the front lanai frame and screens were replaced. Grill provided for those home cooked land and sea grill nights! And for those pool days? You're just steps away from one of two community pools, yet thoughtfully positioned away from it to ensure zero noise disruption—pure tranquility awaits. Stackable Washer & Dryer Hook up is in the quest bedroom closet. Enjoy the rarity of two dedicated parking spots, making life easy for you and your visitors. Location is everything here—stroll just minutes to the sugar-white sands and turquoise waters of the Gulf of Mexico, or pop over to nearby grocery stores and a bustling shopping strip for all your essentials. Directly across the street lies ROC Park, a community treasure offering endless recreation: baseball fields and batting cages for sports enthusiasts, tennis/pickleball courts and basketball hoops for friendly matches, a refreshing water splash pad, dog park, fishing pier and an amphitheater hosting concerts, festivals, and seasonal events that bring the neighborhood to life year-round. Additionally, the shops and entertainment at JOHN'S PASS is also within walking distance offering shopping, bars, food, jet ski rentals and fishing charters. HOA SIRS fully funded per Florida Law and passed Milestone Inspection in 2023. There are NO special assessments scheduled. The HOA fee Includes, Building Flood Insurance (not contents), Pool Maintenance, Grounds Landscaping, Water, Trash, Internet, Basic Cable, and reserve funding. Whether you're dreaming of a forever home with that unbeatable Florida lifestyle or an income-generating vacation rental in a high-demand area with a minutes walk to the beach, this condo delivers it all. Don't miss out—schedule your private tour today and make Madeira Beach your reality!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $336 | $336 | $336 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,162 | $2,249 | $2,940 |
| Total Monthly Payment | $2,573 | $2,660 | $3,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.