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WELCOME HOME! Introducing 1013 Ratley Road in West Suffield, a beautifully updated 1711 sq. ft. ranch nestled on 3. 4 peaceful acres offering the ease and comfort of single-level living. Step inside to gleaming hardwood floors, a spacious living room with a cozy fireplace, and a large picture window that fills the home with natural light. The dining area features modern chandelier lighting and a charming casement window overlooking the serene backyard. The fully remodeled kitchen showcases stylish contemporary finishes including Cambria quartz countertops, light gray cabinetry with elegant glass accents, white tiled backsplash, tiled flooring, and sleek Whirlpool stainless and glass appliances. A flexible bonus space off the kitchen is perfect for a breakfast nook, home office, sitting area, or additional dining space. The spacious primary suite offers a private retreat complete with a dressing area, walk-in closet, and beautifully updated bath with marble-top vanity and glass shower door. Two additional generously sized bedrooms and a connected bonus room complete the main level. Outside, enjoy the peaceful side deck surrounded by nature and privacy. The unfinished walk-out basement provides incredible potential for future expansion including an in-law suite, rec room, workshop, or added living space. This exceptional property blends modern updates, functional living, and tranquil surroundings in a highly desirable setting. Don't miss the opportunity to make this your home! Property also has a large one car garage with storage space. Additionally there are many updates to include: Home Plumbing updated w/ PEX - September 2025. Replaced all pipes in house. Septic System Pipes - February 2024 Bills Sewer & Drain North Granby CT Main house drain, main stack and sewer line Submersible Well Pump & Pressure Tank - October 2023 Aqua Pump Stafford Springs CT CentriPro M05422 submersible well pump Pressure tank Vinyl Siding - April 2021 Whip City Siding Westfield MA Installed siding Removed all old layers of siding Kitchen Updated - February 2019 Kraftmaid Cabinets Cambria Quartz Counters Tile Flooring Roof - August 2013 American Way Home Improvement Southwick MA Installed architectural shingles Removed 2 old layers
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 14.0 | Main |
| Bedroom 2 | Hardwood Floor | 9.0 x 12.0 | Main |
| Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
| Kitchen | Remodeled,Quartz Counters,Tile Floor | 11.0 x 12.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 14.0 x 20.0 | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | 14.0 x 15.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,261 | $2,351 | $3,074 |
| Total Monthly Payment | $2,792 | $2,882 | $3,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.