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One or more photo(s) has been virtually staged, AI generated or rendered. Some homes are just houses. This one has always been something more. Originally built as the model home for Coconut Shores, 23234 Coconut Shores Drive was designed from the start to make people stop, look around, and imagine their life here. That feeling hasn't faded.
Inside, tile flows through the main living areas while new luxury vinyl tile in two of the three bedrooms adds a warm, finished feel underfoot — the kind of thoughtful detail that signals a home that's been truly cared for. With 1, 703 square feet of well-appointed living space, three bedrooms, and two full baths, there's room to spread out, settle in, and truly make it yours. A brand-new tile roof installed in 2020 means the big-ticket worries are already handled before you ever turn the key.
But the real story of this home unfolds in the evening, when the western sun begins its slow descent and the back of the house comes alive with color. Slide open the doors, step onto your screened lanai, and ease into your private jetted, heated dipping pool/spa. In front of you, a serene lake stretches out, animated by two dancing water features and anchored by a lush privacy island that closes off the world just enough to make this corner feel entirely your own. Shades of amber and rose reflect off the water as the sun sets directly in front of you. This is the view. This is the moment. This is the life.
Located on the west side of US-41 in the heart of Estero, Coconut Shores carries the coveted X Flood Zone designation — no flood insurance required — and delivers resort-style living right outside your door. Pickleball, tennis, a community pool, fitness center, and a tiki bar with grills are all just a short stroll away, and cable and WiFi are included in the HOA dues. Coconut Point Mall's dining, shopping, and entertainment are just minutes down the road.
Meticulously maintained, move-in ready, and set on one of the community's most coveted lots — homes like this, with model-home bones, a private west-facing pool spa, lake and island views, and no flood zone requirement, simply don't come available often. Schedule your private showing today and come see the sunset for yourself.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $261 | $261 | $261 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,126 | $2,779 |
| Total Monthly Payment | $2,380 | $2,462 | $3,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.