FULLY AVAILABLE ! Welcome HOME to this beautifully maintained raised ranch in the heart of Wappingers Falls offering the perfect blend of comfort, space, and functionality. Situated on a generous level lot with mature landscaping this 3-bedroom 1. 5-bath home features over 1, 850 square feet of living space within the Wappingers Central School District. Step inside to a bright and inviting main level where gleaming hardwood floors and abundant natural light create a warm welcoming atmosphere. The open-concept living and dining areas flow seamlessly into a well-appointed galley kitchen featuring stainless steel appliances ample cabinetry and a layout ideal for both everyday living and entertaining. The upper level offers three well-proportioned bedrooms and a full bathroom while the lower level expands your living space with a versatile area perfect for a family room home office or gym. This level also includes a convenient half bath dedicated laundry area and additional storage. French doors lead to an oversized elevated deck overlooking the expansive fenced backyard perfect for entertaining play or simply enjoying the peaceful setting. The spacious yard offers endless possibilities complemented by privacy and ample driveway parking. With town water and sewer and a location just minutes from shopping dining parks and major commuter routes this home offers both convenience and a tranquil residential feel. Don’t miss the opportunity to own this move-in ready home in a prime Dutchess County location schedule your showing today!
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $678 | $678 | $678 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,273 | $2,989 |
| Total Monthly Payment | $2,970 | $3,026 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.