2 Harbor Lane, #102, New Rochelle, NY, 10805 | $479,000
Experience refined coastal living in this beautifully appointed one-bedroom residence offering breathtaking views of the Long Island Sound. Thoughtfully designed for both comfort and style, this sun-filled home features a newer ceiling fan, recessed lighting, a cozy fireplace, and a modern central air system (2 years old) for effortless year-round comfort. The sleek in-unit washer and dryer (3 years old) add everyday convenience, while the bedroom is enhanced with elegant blackout blinds, creating a peaceful and private retreat. Additional storage located below the home provides excellent space for seasonal items and extra belongings. Step outside to your own outdoor oasis—enjoy a welcoming front porch currently set with two Adirondack chairs, a private deck perfect for entertaining, and a rare side yard offering additional space and flexibility. Two dedicated parking spaces complete the package. Ideally located just steps from Glen Island Park, where you can bike, run, and take in the scenic waterfront. Embrace the lifestyle of the Long Island Sound—bring your kayak, canoe, or beach blanket and enjoy everything this coastal setting has to offer. A true blend of luxury, comfort, and lifestyle—this exceptional residence is not to be missed.
Features
- Parking: 2-car, Assigned
- Heating: Forced Air
- Cooling: Central Air, ENERGY STAR Qualified Equipment
- Levels: 3
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full / 1 half
- Laundry: Gas Dryer Hookup, In Bathroom, Washer Hookup
- Year Built: 2009
- Common Charge: $556 Monthly
- Approx Sq. Feet: 1,000
- Est. Taxes: $5,820
- Water Front: Yes
- Elem. School: Jefferson
- Middle School: Isaac E Young Middle School
- High School: New Rochelle High School
- School District: New Rochelle
- Pet Policy: No Restrictions
- Appliances: Dishwasher, Dryer, Gas Oven, Microwave, Refrigerator, Washer, Gas Water Heater
- MLS#: 985993
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/985993/2harborlane_newrochelle_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
2 Harbor Lane, #102, New Rochelle, NY, 10805
$479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $485 | $485 | $485 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,420 | $3,182 |
| Total Monthly Payment | $2,855 | $2,980 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535