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One or more photo(s) has been virtually staged. Move-in ready Julia, features 3 Bedroom, an open great room, 2 Bath, and 2-car garage. The spacious Kitchen and heart of the home is centrally located overlooking the Great Room and Dining area, perfect for entertaining and daily living. The Kitchen boasts luxury veined quartz countertops, designer gourmet kitchen featuring a chimney exhaust hood and full overlay white cabinets. Natural light floods the Great Room from the ample windows and offers views out to the Lanai via the 16’ Sliders that lead back to a rear yard featuring water views. The second and third Bedrooms and Baths are thoughtfully placed at the front of the home for added privacy, while the Owner's Suite is nestled off the Great Room in the rear. This floor plan features 3 tray ceilings and is topped off with designer lighting and unique features such as 11. 4’ ceilings and a 15’ foyer entry to maximize that passthrough of natural light in the home. Discover Reserve at Victoria, a vibrant new home community in DeLand, Florida, just 10 minutes from downtown DeLand and Stetson University. This prime location offers easy access to Daytona Beach, New Smyrna Beach, and Orlando, plus a wealth of dining, shopping, and entertainment options nearby. Designed for an active lifestyle, the community features a resort-style pool, a modern fitness center, a welcoming clubhouse for social events, three pickleball courts, and a playground for families. Nature lovers will appreciate the nearby trails, preserves, parks, lakes, and natural springs, perfect for outdoor activities year-round. With energy-efficient, low-maintenance homes and a friendly neighborhood environment, Reserve at Victoria appeals to a wide range of buyers seeking quality living and convenience in Central Florida. Embrace the perfect blend of comfort, amenities, and location—find your new home at Reserve at Victoria today! Schedule your tour today and connect with a Reserve at Victoria New Home Guide.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,992 | $431,992 | $431,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,660 | $2,728 | $3,587 |
| Total Monthly Payment | $2,752 | $2,820 | $3,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.