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Welcome to this beautifully maintained expanded ranch offering over 2, 350 square feet of spacious living in the heart of Holtsville. This 3 bedroom, 2 bathroom home features a welcoming foyer, formal dining room, oversized living room with fireplace, and a stunning eat in kitchen complete with granite countertops, stainless steel appliances, skylight, wall oven, and abundant cabinetry. The primary suite includes a renovated full bathroom, while the additional bedrooms are generously sized with ample closet space. The layout offers flexibility for everyday living, entertaining, or working from home. Step outside to a backyard designed for enjoyment featuring an expansive paver patio, gazebo area, beautifully landscaped grounds, and a large in ground chlorine pool with a 2023 liner. The private property offers plenty of space for outdoor entertaining, relaxing, and gardening. Additional updates and features include central air conditioning, heating system, roof replaced in 2017, wall oven replaced in 2018, hot water heater replaced in 2015, updated driveway, and two cesspools with the second installed in 2005. Move right into this spacious and well cared for home offering comfort, functionality, and exceptional indoor and outdoor living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $965 | $965 | $965 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,936 |
| Total Monthly Payment | $4,646 | $4,795 | $5,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.