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Welcome home! This absolutely adorable 3-bedroom, 1-bath property is the definition of "cozy" and offers the perfect, worry-free starter home for a first-time buyer. From the moment you step inside, you will fall in love with the warmth and character of the hardwood floors that flow beautifully in the home. The heart of the living space features a fireplace, creating a warm, inviting ambiance perfect for chilly evenings. While the home oozes classic charm, it comes packed with major, high-ticket updates that offer total peace of mind. You can rest easy under a brand-new, sleek metal roof that features a transferable 50-year warranty! Plus, the home boasts a young, efficient 6-year-old HVAC system complete with central air to keep you perfectly cool all summer long. Outside, the property sits on a lovely corner lot, showcasing a brand-new detached one-car garage. This isn't just a place for your car, it features an expansive loft above, offering incredible storage space or potential for a creative workshop. Spend your weekends relaxing on the patio, overlooking an adorable yard with existing plantings and a mature pear tree. Conveniently located with easy access to I-395, this sweet home perfectly blends everyday commuter convenience with a quiet, comfortable retreat. Don't miss the chance to make this turn-key gem your very own!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Eat-In Kitchen | Breakfast Nook,Ceiling Fan,Eating Space,Pantry | Main |
| Full Bath | Upper | |
| Living Room | Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $272,000 | $272,000 | $272,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $407 | $407 | $407 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,675 | $1,717 | $2,259 |
| Total Monthly Payment | $2,157 | $2,199 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.