12 Putnam Street, #GF (Ground Floor), Mount Vernon, NY, 10550 | $2,600

Ground-Floor 2 Bedroom | Private Entrance, No Steps Walk-in everything. No stairs, ever. This bright ground-floor 2-bedroom is the rare unit that lives easy from the moment you walk in — your own private entrance at grade level, zero steps inside or out. Ideal for anyone who wants single-level living without compromising on space or finishes. Inside the home: 2 generously sized bedrooms with gleaming hardwood floors and great natural light Large eat-in kitchen — a true room, not a galley. Full-size refrigerator, gas range, dishwasher, abundant white cabinetry, and room for a full dining table plus storage Spa-style bathroom with a deep jacuzzi soaking tub set in full marble-look tile surround — your own at-home soak after a long day Exceptional closet space: a true walk-in closet plus a separate 8-ft-wide hanging closet with shelving, and additional linen/utility storage. Storage is the thing most rentals get wrong — this one gets it right Smart, functional layout that flows — hardwood throughout the living and sleeping areas, tile in the kitchen and bath Private entrance and a completely step-free floor plan, front door to back Utilities: Tenant pays: gas heat Landlord pays: electricity and hot water The location does the heavy lifting: Putnam St sits in one of Mount Vernon's most convenient pockets Metro-North into Manhattan: Mount Vernon East (New Haven Line) is roughly half a mile away — an easy walk — with frequent rush-hour service into Grand Central. Groceries at your doorstep: Foodtown, Food Bazaar, and La Placita Food Market are all a short walk or 2 minute drive — full-size supermarkets with strong fresh produce and great Caribbean and international selections Green space: Hartley Park less than 1/4 mile away for weekends outside Eat local: A genuinely good restaurant row nearby and retail on grammatan ave Bottom line: A move-in-ready, single-level home with real storage, a soaking tub, and a true eat-in kitchen — in a walkable, transit-friendly part of Mount Vernon with a quick train into the city. Units this functional with this little friction don't sit long. Schedule a showing today.

Features

  • Type: Multi Family
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Colonial
  • Year Built: 1990
  • Heating: Natural Gas
  • Cooling: None
  • Approx Sq. Feet: 950
  • Acreage: 0.12
  • Elem. School: Edward Williams
  • Middle School: Lincoln School
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • Pet Policy: No Dogs
  • Appliances: Oven, Range, Refrigerator
  • Lease Term Type: 12 Months
  • MLS#: 1001716
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/1001716/12putnamstreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eRealty Advisors, Inc   Phone: 914-712-6330

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Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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12 Putnam Street, #GF (Ground Floor), Mount Vernon, NY, 10550

$2,600

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,080 $2,080 $2,080
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $13 $13 $17
Total Monthly Payment $88 $88 $92

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.