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Ground-Floor 2 Bedroom | Private Entrance, No Steps Walk-in everything. No stairs, ever. This bright ground-floor 2-bedroom is the rare unit that lives easy from the moment you walk in — your own private entrance at grade level, zero steps inside or out. Ideal for anyone who wants single-level living without compromising on space or finishes. Inside the home: 2 generously sized bedrooms with gleaming hardwood floors and great natural light Large eat-in kitchen — a true room, not a galley. Full-size refrigerator, gas range, dishwasher, abundant white cabinetry, and room for a full dining table plus storage Spa-style bathroom with a deep jacuzzi soaking tub set in full marble-look tile surround — your own at-home soak after a long day Exceptional closet space: a true walk-in closet plus a separate 8-ft-wide hanging closet with shelving, and additional linen/utility storage. Storage is the thing most rentals get wrong — this one gets it right Smart, functional layout that flows — hardwood throughout the living and sleeping areas, tile in the kitchen and bath Private entrance and a completely step-free floor plan, front door to back Utilities: Tenant pays: gas heat Landlord pays: electricity and hot water The location does the heavy lifting: Putnam St sits in one of Mount Vernon's most convenient pockets Metro-North into Manhattan: Mount Vernon East (New Haven Line) is roughly half a mile away — an easy walk — with frequent rush-hour service into Grand Central. Groceries at your doorstep: Foodtown, Food Bazaar, and La Placita Food Market are all a short walk or 2 minute drive — full-size supermarkets with strong fresh produce and great Caribbean and international selections Green space: Hartley Park less than 1/4 mile away for weekends outside Eat local: A genuinely good restaurant row nearby and retail on grammatan ave Bottom line: A move-in-ready, single-level home with real storage, a soaking tub, and a true eat-in kitchen — in a walkable, transit-friendly part of Mount Vernon with a quick train into the city. Units this functional with this little friction don't sit long. Schedule a showing today.
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Our Executive Mortgage Banker:
$2,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,080 | $2,080 | $2,080 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $13 | $17 |
| Total Monthly Payment | $88 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.