155-19 81st Street, #46, Howard Beach, NY, 11414 | $249,000

If you’ve been searching for a pet-friendly co-op with incredible potential, space, and value, this 1st floor 2 bedroom unit may be exactly the opportunity you’ve been waiting for. Yes, it’s ready for a new kitchen and bathroom, but that’s exactly where the opportunity begins. Why pay a premium for someone else’s taste when you can create a space that’s truly your own? With the right vision, this unit can be transformed into something absolutely amazing. Featuring a spacious and functional layout with a dedicated dining room, wood floors throughout the living room and bedrooms, and all new windows throughout the entire unit, this home already has the foundation buyers dream about. The primary bedroom provides excellent space and natural light and features two closets, while the additional bedroom offers flexibility for guests, a home office, or additional living space. Multiple closets throughout the unit, including an entry hall closet and linen closet, provide great storage and everyday convenience. Natural light fills the unit, and the layout offers endless possibilities to modernize, redesign, and truly make the space your own. The bones are solid, the potential is undeniable, and the value here is hard to ignore. Monthly maintenance of $1, 100 includes gas, electricity, water, and property taxes, making budgeting simple and stress free. Additional fees include $25 per air conditioner. Optional parking may be available for $35/month, with optional garage parking available for $75/month. Located in a pet-friendly community, this co-op also offers a rentable community room, beautifully landscaped courtyards with open green space, outdoor seating areas, and designated BBQ areas perfect for relaxing or entertaining outdoors. Conveniently located near schools, shopping, dining, transportation, and express bus service to Manhattan, this location offers both comfort and convenience. Whether you’re a first-time buyer, downsizing, or someone looking to create a truly customized home without overspending upfront, this is the type of opportunity that doesn’t come around often. Seller is motivated, bring your ideas and unlock the full potential of this hidden gem.

Features

  • Parking: Assigned, Garage, Parking Lot
  • Heating: Baseboard, Natural Gas, Other
  • Cooling: Wall/Window Unit(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Room, Multiple Locations
  • Year Built: 1966
  • Approx Sq. Feet: 778
  • Elem. School: Ps 232 Lindenwood
  • Middle School: Jhs 202 Robert H Goddard
  • High School: John Adams High School
  • School District: Community District 27
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Refrigerator
  • MLS#: 1001676
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/1001676/1551981ststreet_howardbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Esquire Realty Ciaramella & Co   Phone: 917-257-1584

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

155-19 81st Street, #46, Howard Beach, NY, 11414

$249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,200 $199,200 $199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,194 $1,243 $1,654
Total Monthly Payment $1,269 $1,318 $1,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.