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Fabulous, fully updated waterfront home in Apollo Beach—this is the one you’ve been waiting for! Impeccably maintained and thoughtfully upgraded, this custom home experienced no water intrusion during the 2024 hurricanes and is truly move-in ready. Step inside to soaring vaulted ceilings and a bright, open living space—rare for homes in this price range. A major 2021 remodel transformed the home with luxury vinyl plank flooring throughout, a stunning kitchen featuring 42” solid wood cabinetry, granite countertops, decorative backsplash, crown molding, and a skylight with an electronic shade for added natural light. The GE Café appliance suite includes a gas stove with double oven, plus matching kitchen refrigerator and dishwasher. Both bathrooms have been beautifully renovated with updated cabinetry, tile, and modern fixtures. The laundry room also features added cabinetry, and the washer and dryer convey. Enjoy Florida living at its finest with a resurfaced saltwater pool (Pebble Tec-style finish), new tile, heater, and updated pump. The spacious backyard is a rare find—offering green space beyond the pool, perfect for relaxing or entertaining. Boating enthusiasts will love the reinforced seawall, dock, and boathouse (2021), featuring composite lifetime pilings, Trex decking, and a 10, 000 lb lift. (access to Tampa Bay via Fairway Bridge). Additional highlights include:
* 4 full bedrooms (4th bedroom currently used as a large waterfront workshop)
* Impact-resistant double-pane windows + Kevlar storm screens for insurance savings
* Roof (2021), HVAC (2021), fresh exterior paint (2025)
* Added attic insulation and sealed ductwork for energy efficiency
* No HOA and no rental restrictions
* RV/boat parking with gate and gravel pad
* Adjacent county easement lot provides extra privacy and “elbow room”
* Sprinkler System with separate water meter for $ savings!!
* Whole house water filter & softener
* Exterior Security Cameras stay with home.
*30 Amp plug designed for a generator.
This affordable waterfront gem offers the perfect combination of upgrades, location, and
lifestyle—hurry and schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $417 | $417 | $417 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,399 | $3,485 | $4,584 |
| Total Monthly Payment | $3,908 | $3,994 | $5,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.