403 FLAMINGO DRIVE, Apollo Beach, FL, 33572 | $690,000

Fabulous, fully updated waterfront home in Apollo Beach—this is the one you’ve been waiting for! Impeccably maintained and thoughtfully upgraded, this custom home experienced no water intrusion during the 2024 hurricanes and is truly move-in ready. Step inside to soaring vaulted ceilings and a bright, open living space—rare for homes in this price range. A major 2021 remodel transformed the home with luxury vinyl plank flooring throughout, a stunning kitchen featuring 42” solid wood cabinetry, granite countertops, decorative backsplash, crown molding, and a skylight with an electronic shade for added natural light. The GE Café appliance suite includes a gas stove with double oven, plus matching kitchen refrigerator and dishwasher. Both bathrooms have been beautifully renovated with updated cabinetry, tile, and modern fixtures. The laundry room also features added cabinetry, and the washer and dryer convey. Enjoy Florida living at its finest with a resurfaced saltwater pool (Pebble Tec-style finish), new tile, heater, and updated pump. The spacious backyard is a rare find—offering green space beyond the pool, perfect for relaxing or entertaining. Boating enthusiasts will love the reinforced seawall, dock, and boathouse (2021), featuring composite lifetime pilings, Trex decking, and a 10, 000 lb lift. (access to Tampa Bay via Fairway Bridge). Additional highlights include:
* 4 full bedrooms (4th bedroom currently used as a large waterfront workshop)
* Impact-resistant double-pane windows + Kevlar storm screens for insurance savings
* Roof (2021), HVAC (2021), fresh exterior paint (2025)
* Added attic insulation and sealed ductwork for energy efficiency
* No HOA and no rental restrictions
* RV/boat parking with gate and gravel pad
* Adjacent county easement lot provides extra privacy and “elbow room”
* Sprinkler System with separate water meter for $ savings!!
* Whole house water filter & softener
* Exterior Security Cameras stay with home.
*30 Amp plug designed for a generator.

This affordable waterfront gem offers the perfect combination of upgrades, location, and
lifestyle—hurry and schedule your showing today!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 90 x 115
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,655
  • Acreage: 0.24
  • Lot Size: 90 x 115
  • Est. Taxes: $5,008
  • Lot Desc: Flood Insurance Required, In County
  • View: Pool, Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Gunite, Heated, In Ground, Salt Water, Tile
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8505656
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8505656/403flamingodrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:55:35 PM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

403 FLAMINGO DRIVE, Apollo Beach, FL, 33572

$690,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $552,000 $552,000 $552,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,399 $3,485 $4,584
Total Monthly Payment $3,908 $3,994 $5,093

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.