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Welcome to this one bedroom, one bathroom unit in Central Islip. Spacious and fully updated ground-floor 1-bedroom apartment in a legal, owner-occupied 2-family home. Freshly painted from head to toe with brand-new carpeting throughout, this pristine unit offers a comfortable living room and an immaculate kitchen equipped with a stove, brand-new refrigerator, and brand-new microwave. Enjoy the ultimate convenience of your own in-unit laundry room featuring a brand-new washer and dryer. This unit offers total independence and privacy with its own dedicated front and back entrances, a private outdoor patio, and access to a large backyard with plenty of space to start a garden. Incredible storage and parking options include exclusive use of an attached garage with its own door (perfect for a vehicle or massive storage room), plus additional storage space available in the property shed. Featuring its own independent electric meter, water meter, and oil tank (tenant responsible for utilities/oil). Rent with peace of mind from a highly experienced, registered, and licensed landlord who has partnered with the Town of Islip Housing Authority for the past 14 years. Conveniently located near the Central Islip LIRR, public transit, shopping, and local schools. This turn-key rental will not last!
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Our Executive Mortgage Banker:
$2,150
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,720 | $1,720 | $1,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $11 | $14 |
| Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.