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OPEN HOUSE SAT 5/23 11AM - 1PM. Tucked away in the woods of Effingham, this one-of-a-kind ranch offers the perfect blend of craftsmanship, comfort, and privacy on 11. 5 scenic acres with an incredible 1, 000 feet of frontage on the beautiful Pine River. Whether you’re searching for a year-round residence, recreational escape, or peaceful retreat, this property delivers a rare opportunity to own a truly distinctive home in the heart of New Hampshire. Built with revolutionary ICF (Insulated Concrete Form) construction, this home provides outstanding energy efficiency with up to 75% less air infiltration than traditional wood-framed homes, along with exceptional soundproofing and superior structural durability. Radiant heat keeps the home warm and comfortable throughout the seasons, while the rustic wood-burning fireplace creates the perfect cozy atmosphere after a day outdoors. Inside, the home showcases beautiful custom woodwork and stunning stained glass details that add warmth, character, and artistry throughout the space. The thoughtfully designed 2-bedroom, 2-bath layout offers comfortable one-level living with quality craftsmanship evident in every room. Outside, the property continues to impress. A recently constructed 50’x30’x14’ barn with extra-tall overhead doors provides outstanding space for equipment, vehicles, recreational toys, workshop use, or storage. Adding to its unique appeal, the barn was built using timber harvested directly from the property itself. An on-demand whole-house generator offers additional peace of mind year-round. Enjoy the serenity of your own private acreage with direct access to the Pine River, ideal for fishing, kayaking, wildlife watching, or simply relaxing by the water. Despite its secluded setting, the property remains conveniently located just 2 hours from Boston and approximately 1 hour from Portland, Maine, making it an ideal getaway without sacrificing accessibility.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $664 | $664 | $664 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,098 | $3,177 | $4,179 |
| Total Monthly Payment | $3,854 | $3,933 | $4,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.