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196 Murray Road, Whiting, VT, 05778 | $635,000
Attractive Contemporary Cape on 7+ acres close to Rte. 30 and minutes to Middlebury or Brandon. This home is very energy efficient with a ducted Heat pump and central air. Built in 2024, the bathrooms have humidity sensors which turn the fan off and on as needed. There are 2 large bedrooms with walk-in closets on the first floor. The kitchen is complemented with Cafe appliances including an induction stove and a large pantry. In the spacious living room you will find a Woodstock Soapstone Woodstove that has not been hooked up yet, but will be a central piece and asset on those chilly Vermont winter nights. If the downstairs is not enough room for you, there is an unfinished second floor with 1200 sq ft waiting for your finishing touches. The septic is designed for a 4 bedroom home so use your imagination! Speaking of using your imagination, on the first floor off the Bonus/laundry room is a gorgeous screened-in wooden structure currently used as a Catio! This could also be a safe child's play area or a run out for your favorite companions! The oversized garage can easily fit a large pickup truck and car, with room for lawn equipment. Thoughtfully designed, this is a wonderful home for a growing family, multigenerational living or a retired couple!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: Cape,Contemporary
- Year Built: 2024
- Garage: 3-car Garage
- Heating: Electric,Heat Pump,Wood Stove
- Cooling: Central AC
- Basement: Concrete,Concrete Floor,Crawl Space,Full,Interior Stairs,Unfinished
- Approx Sq. Feet: 1,801
- Acreage: 7.73
- Est. Taxes: $5,108
- Lot Desc: Field/Pasture,Rural
- Elem. School: Otter Creek Academy
- Middle School: Otter Valley High School
- High School: Otter Valley UHSD #8
- MLS#: 5089604
- Website: https://www.raveis.com
/prop/5089604/196murrayroad_whiting_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2026Listing courtesy of RE/MAX North Professionals, Middlebury Phone: 802-388-0505
Listing Agent: Bonnie Gridley
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
196 Murray Road, Whiting, VT, 05778
$635,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $426 | $426 | $426 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,128 | $3,295 | $4,253 |
| Total Monthly Payment | $3,646 | $3,813 | $4,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484