423 ARMADA LANE, Davenport, FL, 33837 | $359,900

One or more photo(s) has been virtually staged. Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches!
Located on a spacious corner lot, this highly sought-after Segovia model offers elegant living with soaring 12-foot ceilings and an exceptional open floor plan. Featuring 2 bedrooms, 2 baths, plus a versatile flex room with easy conversion potential to a 3rd bedroom, this home combines comfort, style, and functionality.

A grand oversized foyer welcomes you into the expansive Gathering Room that flows seamlessly into the kitchen, elegant dining room, and sunny breakfast room — perfect for entertaining and everyday living. The kitchen is beautifully appointed with granite countertops, an eat-at breakfast bar, newer appliances, and convenient roll-out cabinetry.

The oversized primary suite is a true retreat featuring an ensuite bath with dual sinks, a relaxing garden tub, separate shower, private commode, and an enormous walk-in closet. The split-bedroom floor plan provides added privacy for guests and owners alike.

Additional highlights include an interior laundry room and a Generac whole-house generator for added peace of mind. Roof replaced in 2016 New Exterior Paint 2026, New Heat Pump 2025. Enjoy year-round Florida living in the beautiful 4-season room overlooking the additional screened lanai complete with a hot tub — the perfect place to relax and unwind.

This exceptional home offers spacious living, thoughtful upgrades, and wonderful indoor-outdoor entertaining spaces all in one impressive package.


LAWN MAINTENANCE INCLUDED IN LOW HOA FEE! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30, 000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.

Features

  • Amenities: Fence Restrictions, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Tennis Court(s), Vehicle Restrictions
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch, Mediterranean, Traditional
  • Year Built: 2009
  • Garage: 2-car
  • Heating: Heat Pump, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,970
  • Acreage: 0.17
  • Est. Taxes: $3,364
  • HOA Fee: $333 Monthly
  • Lot Desc: Corner Lot, Landscaped, Level
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5149772
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/S5149772/423armadalane_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 7:47:10 PM)
Listing courtesy of GATHERING ROOM REAL ESTATE   Phone: 503-504-3969

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

423 ARMADA LANE, Davenport, FL, 33837

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $280 $280 $280
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,773 $1,818 $2,391
Total Monthly Payment $2,128 $2,173 $2,746

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.