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1. 44 Acre Lot with Waterfront on Two Sides for added privacy for your new home. No HOA in this growing area allows for Single Family, Mobile and Manufactured homes. Bring your RV, Boats, Toys, etc. or build an Accessory Storage building for a Workshop or Garage. A short drive to St. Augustine, Palm Coast, I-95, Palatka, Daytona and Beaches. The highly regarded St. Johns County School system is available to Flagler Estates families along with a new Community Center and Library to be completed in 2026. New Venues, Events and expanding community programs are making this a popular location. Centrally located close to the town of Hastings that is under a strong redevelopment plan with the First Coast Technical Institute on a 13 acre parcel to be finished by the end of 2026. This lot has waterfront on two sides along with an unimproved platted extension of Palatka Blvd. providing added space and privacy. The Well and Septic need to be installed. There are two Culverts -one is in the Utility Easement. Located in an X flood zone with good elevation and beautiful trees make this a spacious unique lot.
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Our Executive Mortgage Banker:
Our Insurance Division:
$51,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $40,800 | $40,800 | $40,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $251 | $258 | $339 |
| Total Monthly Payment | $326 | $333 | $414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.