650 The Esplanade, Southold, NY, 11971 | $1,249,000

Southold, North Fork – Private Bayfront Community Living Discover effortless, upscale living in the coveted Angel Shores bayfront community, complete with private association access to a pristine sugar-sand beach. Set on a beautifully landscaped, ultra-private lot backing to over 20 acres of protected preserve land—with only one immediate neighboring home—this exceptional 2, 300 sq ft contemporary ranch offers rare privacy, serenity, and sophistication in one of the North Fork’s most desirable locations. The expansive property also provides ample space for an in-ground pool or additional outdoor amenities. Designed for true ease of one-floor living, the home features soaring vaulted ceilings that enhance the light-filled living and dining areas, creating an inviting space for both everyday comfort and entertaining. Step outside to approximately 1, 500 sq ft of expansive decking—perfect for hosting gatherings or enjoying quiet moments surrounded by mature landscaping and natural beauty. The thoughtfully designed layout offers ideal separation and privacy, featuring 2. 5 baths: a private owner’s suite with en-suite full bath, generous walk-in closet, and dedicated office area or 4th bedroom/nursery; two guest bedrooms situated on the opposite side of the home with a shared full bath; plus a convenient half bath located near the den. The spacious kitchen with breakfast area flows seamlessly into the living spaces, while the cozy den with fireplace adds warmth and charm. Extensive upgrades elevate both convenience and peace of mind, including a whole-house automatic generator, new furnace, new central air conditioning, new washer and dryer, and a new oil tank. An oversized buried propane tank offers flexibility for future gas appliances, pool heating, or additional enhancements. A high-tech security system adds another layer of comfort. The full, unfinished basement provides abundant storage with potential for additional living space and features a two-car garage with separate driveway access, ideal for service entry—while the circular driveway ensures a grand and practical welcome for visitors. Enjoy close proximity to additional beaches, marinas, renowned restaurants, boutique shopping, and the celebrated North Fork Wine Trail. Whether you’re seeking a full-time residence or a refined weekend retreat, this home delivers the very best of North Fork living in a peaceful, private setting.

Features

  • Amenities: Park, Recreation Facilities
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Contemporary, Ranch
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Ducts
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 2,300
  • Acreage: 0.92
  • Est. Taxes: $11,634
  • HOA Fee: $1 Annually
  • Water Front: Yes
  • Elem. School: Southold Elementary School
  • Middle School: Southold Junior-Senior High School
  • High School: Southold Junior-Senior High School
  • School District: Southold
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Washer
  • MLS#: 993409
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /mls/993409/650theesplanade_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nicholas PlanamentoLuxury Properties Specialist

631.948.0143

Nicholas.Planamento@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

650 The Esplanade, Southold, NY, 11971

$1,249,000

Nicholas Planamento

Luxury Properties Specialist

William Raveis Real Estate

Phone: 631.948.0143

Nicholas.Planamento@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,200 $999,200 $999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $970 $970 $970
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,673 $6,152 $8,432
Total Monthly Payment $6,768 $7,247 $9,527

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.