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Move-in ready and full of value, this well-maintained 2-bedroom, 2-bath home with garage offers comfort, efficiency, and an unbeatable location near Florida’s Gulf Coast lifestyle. Both full bathrooms are located on the interior of the home, providing added privacy and functionality within the layout. Major updates already completed include a 2024 HVAC system, brand new water heater 2026, and fully paid-off solar panels installed in 2022—providing exceptional long-term savings with Duke Energy quoting an average electric bill of only $60. 55/month. The kitchen appliances are in good condition, and the home has been kept clean and well cared for throughout ownership. Important peace of mind: this home did NOT flood during Hurricanes Milton or Helene. Step outside to your own private pool and enjoy living in a great neighborhood with convenient access to everything that makes this area desirable. Located just minutes from the Gulf, marinas, restaurants, and nature trails, you’re also only about a 10-minute drive to the historic Tarpon Springs Sponge Docks. Nearby amenities include a dog park, Anclote River Park with beach access, boat ramps, fishing piers, and the beloved waterfront local favorite, Miss Vicki's On The River. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this home offers affordability, efficiency, and an excellent location close to the water and outdoor recreation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $45 | $45 | $45 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $931 | $968 | $1,266 |
| Total Monthly Payment | $1,050 | $1,087 | $1,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.