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WOW! Wesley Chapel for UNDER $300K and NO CDD. This 1, 442 sq ft, maintenance-free villa offers 3 bedrooms/2 bathrooms, a two-car garage, and backs onto a conservation area with no back neighbors. It is centrally located between Wesley Chapel and Zephyrhills, so you get the best of both worlds. Off of SR 54, the community of Ashton Oaks also has easy access to SR 56 via the new Two Ridges Rd connector. Three major hospitals (Advent Health, BayCare, and the soon-to-come Orlando Health) are within 15 minutes of the property. A short drive also takes you to supermarkets, medical facilities, entertainment, and a wide variety of restaurants. Shopping is not short of options with the nearby Grove, KRATE, The Shoppes at Wiregrass, Tampa Premium Outlets, and an abundance of small businesses for all your life needs. This move-in-ready house has some improvements: NEW ROOF 2025, interior paint 2022, exterior paint 2024, new carpets 2022, disposal and dishwasher 2023, MW 2024, and air handler 2025. The kitchen features wood cabinets and granite countertops. As a special BONUS, you will receive a transferable credit of $2, 334 to build a screened terrace in the backyard. Forget about mowing. . . The HOA maintains the grounds, exterior, and roof for you, in addition to the community pool and dog park. In the future, you will also enjoy the new Downtown Avalon Park (under construction), a neighboring community about 5 minutes away. This is a great opportunity to afford living in Wesley Chapel, one of the fastest-growing suburbs of Greater Tampa Bay. Schedule your private showing today. Soon you might be calling this property HOME.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,999 | $239,999 | $239,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $298 | $298 | $298 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,478 | $1,515 | $1,993 |
| Total Monthly Payment | $1,851 | $1,888 | $2,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.