12 PINE ISLAND CIRCLE, Kissimmee, FL, 34743 | $237,900

Cared for by the current owner for the past 11 years, this lovely villa-style townhome is move-in ready! TOUR THE HOUSE WITH THE VIRTUAL TOUR and WALK THRU VIDEO LINKS. Step inside to discover high ceilings, natural light, and tile flooring throughout the house (no carpet). The layout of the house makes it feel larger than you would expect. A split floorplan provides one bedroom at the front of the house and a full bath, and the primary at the rear of the house. A spacious great room will become your place for relaxing and entertaining, with ample room for your living room furniture as well as a dining room table. The family cook will appreciate the elegant granite countertops and Shaker-style wood cabinets with soft-close doors, as well as the open pass-through to the great room. Step out the sliding glass door to the screened patio to enjoy your morning coffee, or unwind at the end of the day. You’ll also find a storage closet off to the side of the patio. Retreat to the spacious primary suite and delight in the custom walk-in closet, large vanity, and private toilet and tiled shower. The house has a new A/C (2022), fresh paint, and the roof is less than 10 years old. Residents of Pine Island Villas enjoy a care-free lifestyle with exterior landscaping and maintenance included with the reasonable $150/month HOA fee, giving you more time to visit with friendly neighbors at the sparkling pool and cabana just steps away. Plus, the location can’t be beat---with nearby shopping, groceries, restaurants, banks, gym, and public transportation options. Just 30 minutes from the world class theme parks, airport, and downtown Orlando!

Features

  • Amenities: Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Year Built: 1987
  • Garage: Open, Reserved
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,066
  • Acreage: 0.03
  • Est. Taxes: $1,147
  • HOA Fee: $150 Monthly
  • Lot Desc: Near Public Transit
  • Elem. School: Ventura Elem
  • Middle School: Parkway Middle
  • High School: Tohopekaliga High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: O6408701
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6408701/12pineislandcircle_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:55:35 PM)
Listing courtesy of BLOOM HOME GROUP REALTY LLC   Phone: 407-434-9408

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12 PINE ISLAND CIRCLE, Kissimmee, FL, 34743

$237,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $190,320 $190,320 $190,320
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $96 $96 $96
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,172 $1,202 $1,580
Total Monthly Payment $1,343 $1,373 $1,751

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.