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Located in a desirable 55+ Community in Zephyrhills, this charming 1-bedroom, 1-bath home offers comfortable living with the added benefit of you own the land - no lot rent. The spacious Florida room provides additional living space& entertaining space, while the bonus room offers flexibility as a home office, hobby room or guest bedroom. The Master bedroom has built-in drawers and closets to store your clothes. The kitchen features a glass-top electric range and microwave with a hood for everyday convenience. Outside, the l0'x 26' carport provides ample covered parking and space for outdoor entertaining and the 11'x 8' shed includes a washer and dryer plus extra storage/workshop space. Situated in a quiet neighborhood with all the appeal of active adult living, this property is ideal as a seasonal retreat or full-time residence. American Condominium Park is a 55+ gated community with heated pool, clubhouse, exercise room, sauna, hot tub, tennis/pickleball courts, horse shoe pits, shuffleboard, and many more amenities. A friendly, active community with dances, dinners, and entertainment. Perfect for full time affordable living and cost effective for snow birds. No rent as you own the land. Reasonable monthly fee that maintains the common elements and amenities for your use. Call today for a viewing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$70,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $56,000 | $56,000 | $56,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $336 | $349 | $465 |
| Total Monthly Payment | $541 | $554 | $670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.