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Welcome to 695 Ponderosa Drive, a charming single-level home nestled in the heart of West Ashley. Offering 3 bedrooms, 2 bathrooms, and approximately 1, 345 square feet of well-designed living space, this property blends comfort, functionality, and outdoor enjoyment in a setting that feels both private and convenient Inside, the home features an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas--perfect for both everyday living and entertaining. The kitchen is highlighted by granite countertops, stainless steel appliances, and an eat-in dining space that makes gathering easy and natural. Just off the kitchen, a thoughtfully designed mudroom includes built-in storage that doubles as a convenient pantryThe spacious living room serves as the heart of the home, complete with a cozy gas fireplace that adds warmth and character. All three bedrooms and both bathrooms are located on the main level, providing the ease and accessibility of true one-story living. Step outside to enjoy one of the home's standout features--a beautiful screened-in back porch overlooking a large, fenced-in backyard. The spacious lot boasts a flagstone fire pit and provides ample room for recreation, pets, or entertaining, while a separate gardening area offers the perfect place to cultivate plants, herbs, or vegetables. Additional highlights include a two-car garage for added storage and convenience, as well as a newly installed HVAC system providing peace of mind and year-round comfort. Whether you're relaxing by the fireplace, hosting friends on the screened porch, or tending to the garden, 695 Ponderosa Drive offers a welcoming place to call home in the highly desirable West Ashley area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,147 | $2,823 |
| Total Monthly Payment | $2,168 | $2,222 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.