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Be the next chapter in the story of this one-of-a-kind 1930s charmer with only 3 previous owners. Tucked away on a quiet street in a desirable area of Waterbury just minutes from Tracy's Pond this 3-bedroom Cape-style home offers a sense of calm and retreat. Original wide plank wood floors greet you at the door, while fresh paint throughout creates the perfect backdrop for quiet nights in or boisterous nights of entertaining with friends. A wood burning stove in the living room adds to the charm. Two good sized bedrooms are found on the main floor and a third bedroom is privately located on the second floor. The property offers the hard to find vibe of refined coziness. Outside, enjoy a large level partially fenced yard, beautiful landscaping, a wrap around deck and the convenience of a 3rd garage -- perfect for you to store bikes, kayaks, or your prized warm weather "garage queen". Additional features include a 10-year old roof, newer windows, newer siding, hardscaping, and newer water heater.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Den | Bay/Bow Window,Hardwood Floor | Main |
| Full Bath | Main | |
| Kitchen | Balcony/Deck,Beams,Dining Area,Sliders,Tile Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Walk-In Closet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $548 | $548 | $548 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,864 | $2,451 |
| Total Monthly Payment | $2,441 | $2,487 | $3,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.