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When waterfront is on your mind for Summer 2026, you won't want to miss this beloved, modernized farmhouse in Center Moriches. Perfectly sited down one of Center Moriches' finest cul de sacs, this one of a kind property offers glorious front AND rear yards with exceptional water views of the expansive Senix Creek. An abundance of oversized new windows and doors accentuate the myriad of multi directional sunlight and calming views that flood and warm nearentirety of this special place. A welcoming summer residence for your own holiday, it boasts no ordinary kitchen but an oversized kitchen-gathering room with an oversized , 6 person island with rich walnut counter, charming banquette, beverage station (for both morning and night delights), as well as a seamless flow into the expansive dining, entertaining area and handsome den. Embark on a puzzle in a sunny corner, or get lost in a good novel in the quaint reading nook. This home has so many inviting spaces to choose from, you may have a hard time choosing just one. The 2nd level greets you with its cheery game/media room along with three generous bedrooms. The primary en suite enjoys its own veranda overlooking the expansive property and leads down to a luxurious lounging area about the oversized (45') heated, salt water pool. A true summer vibe is accomplished in this home which benefits from a boat slip and views of Dune Road. Close to the charming hamlet of Center Moriches with shops, eateries, parks and more. Go ahead, choose the length of your summer stay here in Center Moriches.
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Our Executive Mortgage Banker:
$30,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $24,000 | $24,000 | $24,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $144 | $150 | $198 |
| Total Monthly Payment | $219 | $225 | $273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.