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Live the good life at Elko Lake House! This renovated three bed, two and a half bath home offers a turnkey experience with thoughtful details and deeded access to the lovely and tranquil Elko Lake, just fifteen minutes from Livingston Manor’s bustling main drag. A circle driveway and a spacious front porch make for an inviting first approach. Defined spaces keep things cozy; a fireplace with custom concrete surround provides the focal point of the living room and a sunny and spacious dining room begs for dinner parties and brunches with friends and family. The large kitchen gives plenty of space to flex your culinary muscle, with ample cabinets, butcher block counters and a convenient center island. A delightful breakfast nook gives way to a lovely porch, with built in bench and table and space for a grill so dinners and morning coffee can easily go al fresco in the warmer months. A convenient powder room rounds out the first floor. Upstairs you’ll find three spacious bedrooms, including a primary with en suite bath and dual closets with convenient built-ins. The other two bedrooms share a second full bathroom. Warm wood floors and large windows feature throughout the space. Back downstairs, the lower level features a partially finished walkout basement, currently used as a cozy entertainment room. The french doors beckon you out to another covered porch and further onto the Upstate-requisite fire pit area. Just a few minutes up the road is the community beach and recreation area, including two docks, a sandy beach, tennis courts and a covered pavilion with picnic benches. Elko Lake is a private access 60 acre non-motorboat lake, with opportunities for swimming, paddling and fishing. All this just minutes from excellent hiking in Catskill Park and all the attractions of Livingston Manor. There’s still time to have your dream lake house summer!
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $607 | $607 | $607 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,904 | $3,789 |
| Total Monthly Payment | $3,454 | $3,603 | $4,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.