|
Excellent turnkey opportunity awaits! Built in 1913, meticulously updated and redesigned within the past several years by its proud owner is this Southside of Poughkeepsie income producing residential duplex opportunity with separate utilities perfect for owner occupant or investors alike. The first floor has been painstakingly redone in a manner that meets a wide array of modern style and comfort. Open the front door and instantly feel you are about to walk through something special. Restored yesteryear charm marries perfectly with today’s modern finishes. No details spared in the newly updated eat-in kitchen highlighted by stainless-steel appliances, soft close cabinetry, granite countertop, spice-rack, recessed lighting, luxury vinyl flooring, pantry, and tiled backsplash for an added touch of elegance and durability. Cook your favorite recipe to perfection courtesy of your multi-burner gas range. The renovated full bathroom does not disappoint. Updates include New Heating systems providing 90+ efficiency, New Energy Efficient windows throughout both units, kitchens, bathrooms, duct work, plumbing, and electrical. Yet, there is more. Spacious and well-proportioned throughout you can enjoy living as either a 2 or 3 bedrooms per unit. (CO'd as 2 live like as 3) The unfinished attic lands itself well as a future functional flex space for relaxation or year-round living (city approval required) while the basement provides adequate storage space. Off street parking, level rear yard for summertime fun, natural gas, and municipal water/sewer round out this package. Incidentally, the renovated second floor is rented with on time paying residents which will help with carrying cost at $2100 per month. This opportunity is conveniently located within easy access to MTA Metro North, the Poughkeepsie Waterfront, literally up the road from Vassar College, Marist University, CIA. Dutchess Community Colleges, dining and entertainment. Lastly, it will be delivered with a brand new CO. Photos virtually staged. Schedule a private tour today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$494,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $395,920 | $395,920 | $395,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $622 | $622 | $622 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,438 | $2,535 | $3,314 |
| Total Monthly Payment | $3,135 | $3,232 | $4,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.