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Welcome home to this terrific 4 bedroom, 2 and a half bath colonial with full walk out basement on a cul de sac in Federal Hill. Enjoy your summer afternoons from your expansive deck overlooking the large, private and fully fenced in rear yard. The main floor features a tiled drop zone entry area in the breezeway that opens into the kitchen and dining room with breakfast bar, hardwood floors, raised panel cabinets, and built ins. The classic front to back living room has a fireplace with wood stove insert, more hardwood floors, and French doors to the large deck overlooking the back yard. An updated guest bathroom and traditional entry foyer and staircase round out the first floor. The 2nd floor has 4 bedrooms, all with hardwood floors and ceiling fans, and a tastefully updated full bathroom. The lower level is heated and finished with a fireplace and a slider walk out to the rear yard, full bathroom, laundry area, and plenty of extra space. 200 amp electrical service, oil baseboard heat with 3 zones and 40 gallon indirect hot water tank, Central Air conditioning, energy efficient dual pane windows, and more. The love and care that's gone into this home is evident and it is ready for new owners. Seller is willing to refinish hardwood floors or credit buyer with acceptable offer. Come and see this terrific home before it's gone.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 3 | Ceiling Fan,Hardwood Floor | Upper |
| Dining Room | Built-Ins,Hardwood Floor | Main |
| Family Room | Fireplace,Sliders | Lower |
| Kitchen | Ceiling Fan,Hardwood Floor | Main |
| Living Room | Fireplace,Wood Stove,French Doors,Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $564 | $564 | $564 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,205 | $2,846 |
| Total Monthly Payment | $2,732 | $2,844 | $3,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.