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Welcome home to this spacious 4-bedroom, 2. 5-bath Colonial, perfectly situated on a level one-acre corner lot in one of the area’s nicest neighborhoods — and yes, Moonlight Drive is every bit as nice as it sounds. Offering great bones, generous living space, and incredible potential, this home is ready for its next owners to bring their vision and personal touches. Recent improvements include a 1-year-old roof, a beautifully renovated kitchen, and an updated hall bath, providing an excellent starting point for future updates. The upper -level features four spacious bedrooms, two full baths, and a cozy loft area at the top of the stairs — ideal for a home office, homework nook, reading space, or creative corner. The finished basement adds valuable additional living space with full daylight windows, a separate laundry/craft room, and an additional storage room for all your organizational needs. Outside, the property offers a two-car garage, storage shed, garden area, and firepit space perfect for entertaining or relaxing evenings at home. The welcoming rocking chair front porch adds classic Colonial character and is ready to be refreshed and enjoyed for years to come. While the home has been nicely maintained it has been lovingly lived in. For those looking to build equity and customize a home in a fantastic neighborhood, this is an exceptional opportunity. Conveniently located close to major commuter routes and just 15 minutes to the train to NYC, this property offers the perfect balance of peaceful suburban living and commuter convenience
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Our Executive Mortgage Banker:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,920 | $511,920 | $511,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $1,182 | $1,182 | $1,182 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,152 | $3,236 | $4,251 |
| Total Monthly Payment | $4,426 | $4,510 | $5,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.