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Presented by
Linda's Team |
Welcome to Black Point Beach Association, a true coastal lifestyle community in Niantic. This ranch style home has been lovingly owned by the original owner and offers 1, 080 sq ft of living space plus an additional 408 sq ft enclosed sun porch, currently enjoyed as a four season extension of the home. Enjoy access to a private beach, clubhouse, tennis courts located just across the street, bocce court, playground, and a vibrant community known for its frequent association events. This is a golf cart friendly neighborhood, making it easy to enjoy everything Black Point has to offer. The property also includes a garden house with electricity, ideal for hobbies, storage, or creative use. Located just a short walk to the water and close to the Black Point Market, this home offers convenience and charm in a highly sought after shoreline setting. Some furniture can be purchased with home. A rare opportunity to own in one of Niantic's most desirable beach communities. Make all your memories and dreams come true Please submit all offers to both Linda O'Hara and Kelly Anderson. Thank you.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
| Sun Room | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$400,000
Luxury Properties Specialists
William Raveis Real Estate
Phone: 860.209.7044
LindasTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $468 | $468 | $468 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,021 | $2,657 |
| Total Monthly Payment | $2,487 | $2,564 | $3,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.