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Welcome to this well maintained splanch-style home in the highly desirable Lido Dunes section of Lido Beach. Situated on an expansive 6, 600 sq ft lot, this property offers the rare privilege of private beach access through the Lido Dunes Association. The inviting main level boasts a spacious entry foyer, a convenient powder room, a formal dining room, and an updated eat-in kitchen featuring Silestone countertops. The kitchen’s smart pass-through window connects seamlessly to a welcoming family room with cozy wood-burning fireplace and sliding glass doors leading back patio and yard. This level also provides interior access to a 1 car garage, a partial basement housing utilities and a laundry room. Just a few steps up, the second level is dedicated entirely to an expansive, sun-drenched formal living room with soaring cathedral ceilings and entry through sliders to a rear deck. The third level features a spacious primary bedroom complete with a walk-in closet and its own updated ensuite bathroom. Three additional, perfectly sized bedrooms and a full hallway bath complete this upper level, offering plenty of space for family or guests. Both the main and upper levels have hardwood flooring throughout. Additionally, the property comes equipped with two-zone central air conditioning and heating, updated bathrooms from just four years ago, a 13 old roof, and leased solar panels ready for an easy transfer to the new homeowner. Notably, this home sustained no water damage from Hurricane Sandy. Outside, a circular driveway easily accommodates three vehicles in addition to the attached garage. Located just minutes from the shoreline with private gated beach access on Prescott Road, this home blends tranquil seaside living with ultimate convenience, offering a quick commute to major parkways, the Long Island Rail Road, and the vibrant local cuisine and boutique shops of nearby Point Lookout and Long Beach.
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Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,023 | $1,023 | $1,023 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,428 | $6,069 |
| Total Monthly Payment | $5,199 | $5,543 | $7,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.