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Welcome to this newly built (November 2025) lakefront residence offering 5 bedrooms and 3. 5 bathrooms on a 0. 98-acre property. This home features an open-concept layout with abundant natural light through Low-E Argon gas windows and doors. The first floor is finished with imported European porcelain tile flooring and radiant in-floor heating. Interior features include a custom red oak staircase with integrated LED lighting, HVAC system with radiators, Navien water heater, invisible Sonos ceiling speakers, and TV/telephone wiring in each bedroom. The kitchen includes custom cabinetry, quartz countertops, a commercial-style range, separate cooktop, pot filler, and stainless steel appliances. Smart-home and security features include a Face ID intercom system and security camera system. Laundry connections are installed and ready for use; washer and dryer are not included in the sale. Located at 548 Lakes Road, Monroe, NY, this property offers access to major commuter routes including Route 17M, NY-17/I-86, the New York State Thruway (I-87), and Route 6, providing connectivity throughout the Hudson Valley and to surrounding areas. Monroe is located approximately 50–60 miles from New York City, with access to shopping, parks, recreation, and regional transportation options. Exterior features include two 15' x 45' decks, a private dock, new well, and town sewer connection. The property includes approved zoning board approvals and building permits for a proposed detached 24' x 30' garage. Property size and zoning may provide additional possibilities; buyers should conduct their own due diligence and consult with architects, engineers, and municipal authorities regarding future use, subdivision, or expansion potential. Garage approval documents, permits, and floor plans are available upon request.
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Our Executive Mortgage Banker:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $756 | $756 | $756 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,882 | $6,379 | $8,742 |
| Total Monthly Payment | $6,763 | $7,260 | $9,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.