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Presented by
Linda's Team |
Located in the desirable Westfield section of Middletown, this well cared for home offers one of the lowest fire taxes in town and sits on a beautiful 1. 25 acre lot. Lovingly owned since 2004, the Seller has raised their family here, creating a warm and inviting home ready for its next chapter. The main level features hardwood floors and a dramatic cathedral ceiling in the living room with an Avalon pellet stove, adding both charm and efficiency. The lower level offers a spacious great room with a Ravelli pellet stove, plus a separate 12 x 16 flex space that can be used as a man cave, woman cave, office, or dressing room and includes an exceptional custom closet. Energy efficiency is a standout with owned solar installed in 2023, resulting in a total 2025 electric cost of just 625 for the year. Recent updates include siding, windows and furnace 2017, pool and deck 2022, and hot water heater 2024. Total living space is 2, 563 sq ft. This is a must see property offering comfort, updates, and value in a prime location.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.0 x 14.0 | Main |
| Bedroom 2 | Hardwood Floor | 10.0 x 12.0 | Main |
| Dining Room | Hardwood Floor | 11.0 x 14.0 | Main |
| Family Room | Pellet Stove,Wall/Wall Carpet | 15.0 x 20.0 | Lower |
| Full Bath | Tub w/Shower,Tile Floor | Main | |
| Half Bath | Tile Floor | Lower | |
| Living Room | Palladian Window(s),Cathedral Ceiling,Pellet Stove,Hardwood Floor | 16.0 x 22.0 | Main |
| Other | Dressing Room,Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Lower |
| Primary Bath | Double-Sink,Stall Shower,Tile Floor | Main | |
| Primary Bedroom | Hardwood Floor | 13.0 x 14.5 | Main |
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Luxury Properties Specialists
William Raveis Real Estate
Phone: 860.209.7044
LindasTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $860 | $860 | $860 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,778 | $3,654 |
| Total Monthly Payment | $3,661 | $3,730 | $4,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.